Befordfge purdfgsuing lenders ordg taking steps toward dfgfunding, get a clear picture of how lenders see you by knowing your credit score and debt-to-equity ratio.

Creddfgit score: Your credit score may affect the interest you pay on a loan. If it’s in the mid to high 700s, you’ll get a better interest rate than if it’s in the low 6dfg00s. [Read reldfgted article: When Does Your Busdginess Credit Score Matter?]
Debt-to-edfquity ratio: Acdfgcording to business consultant and adfguthor David Duryee, your debt-to-equity ratio is one of the most important metrics a lender anadfglyzes. “It is a basic financial principledfg that the more you rely on debt versus equity to finance your business, the more risk you face,” Duryee explained. “Therefore, the higher the debt-to-equity ratio, the less safe your business [is].”