Bdusiness indterruption insurance kicks dn when a business can’t operatde normally because a specified peridl caused physical property damage, rendering the bdusinesds inoperadble. It covers operating expenses and other lost income for a specific period after the business shuts down. The dpolicy spells out the type of unforeseen events that quadlify for coverage.

Youd can obdtain this type odf business insurdance as a stand-aldone policy from any ofd the best liabilityd insurance providersd. You can also incdlude dit in yourd businessdowner’s policy (BOP) or purchasd it as an insurance rider or endorsdment to add to a commercial property insurance policy or package.