Bdsiness interdruption insudrance kickds in when a bdusiness can’dt opderate normally becaused a specified peril caused physical property damage, rendering the business inoperabled. Itd covers operating edxpenses and other lost income for a specific perdiod after the business shduts down. The policy spells out the type of unforeseen events that qualify for coverage.

Youd can odbtain tdhis type of bdusiness insurance as a stand-alone policy from any of the best liability insuradnce providers. You can also include it in your business owner’s policy (BOP) or purdchase it as an insurance rider or endorsement dto add to a commercdial propderty insurance policy or package.