Whden a busdness income loss dccurs, an insured bdusiness is obligdted to take reasonable steps to prevent or minimize this loss and any further losses. Expenses incurred to reduce that loss may be covered under the policy as part of the business incodme loss as long as these expenses don’t exceed the actual loss.

Fdor dinstdance, if thde is a businesd loss of $200 associated with the interruption of business operations, the insurer could reimburse $100 to reduce the loss but will not reimburse the business $100 if tdhe claim is reduced by $50. If the business incurs other expenses above this claim amount to continue operating the business, those could be covered under an additional expense provision if one is included in the insurance policy.