As an insurance professional, securing an adjuster certification can be a strategic step in bolstering your credibility and enhancing your career prospects. A variety of certifications exist in this specialized field, each teaching unique competencies for those seeking to deepen their understanding of insurance adjusting. Pursuing adjuster certifications can broaden your expertise, help you to better navigate the complexities of the profession and enhance your chances of career advancement.

In this article, we discuss certifications for an adjuster, consider their importance and offer answers to frequently asked questions about this topic.

Adjuster certifications are recognized accreditations that, once earned, can bolster an insurance adjuster’s professional standing. Acquiring certifications can enhance an adjuster’s level of expertise, provide evidence of professional growth and serve as an aid to career advancement opportunities.
Related: What is an Insurance Adjuster?
List of adjuster certifications
There are numerous qualifications available to adjusters who wish to enhance or further develop their skillset. Below are several highly valued certifications in the field of insurance adjustment:
Associate in Claims (AIC)

The AIC certification offers a comprehensive look at how to handle various forms of insurance claims. Earning this certification demonstrates a commitment to the field and provides a solid skillset for handling diverse claims.
Chartered Property Casualty Underwriter (CPCU)

Many professionals aim for the CPCU certification. Like the AIC, it provides a solid foundation in risk management and business law. However, this certification takes a more in-depth look at these topics. It is a thorough certification that necessitates passing eight examinations.
Senior Claims Law Associate (SCLA)

The SCLA certification focuses on the legal aspects of insurance claims. If you’re interested in how law and insurance intersect, the SCLA could be the certification for you. It maintains a high standard and is widely respected in the industry.
Why certifications are important for an adjuster
Holding an adjuster certification provides several benefits beyond gaining expertise. The knowledge you gain can help you keep up with contemporary trends, laws and technologies, helping you stay at the forefront of the ever-evolving insurance industry. Moreover, certification can help you stand out in a competitive job market. Below are some of the reasons certifications are important for adjusters:
Demonstrates expertise

An adjuster certification highlights not only your expertise but your dedication to the industry. It demonstrates to prospective employers that you are knowledgeable about the industry’s latest trends and challenges, and that you are committed to staying up-to-date and continuously learning.
Positions you for career advancement
Certifications are often key to career advancement. Many higher-level positions require or prefer candidates with certifications, demonstrating a higher level of expertise and dedication to the profession. In some instances, certifications can be the deciding factor when employers need to choose between candidates.
Increases networking opportunities

Many certification programs come with membership in professional organizations. These organizations often provide opportunities for networking, which could be beneficial for career advancement or learning about new trends in the industry.
Increases earning potential
Attaining professional certifications might help you earn a higher salary. This is because certifications can make you a more valuable asset to the company, therefore warranting a higher pay scale. It’s an investment that can provide sizeable returns throughout your career.
Frequently asked questions

The following are frequently asked questions about adjuster certifications:
What are the prerequisites for adjuster certifications?
While the specifics can vary by program, most adjuster certification programs require at least a high school diploma. Certain higher-level certifications may necessitate having prior certifications or years of work experience. Before applying for a specific certification, always thoroughly check the prerequisites.
Can adjuster certifications be completed online?

Many adjuster certification programs offer online course options. This flexibility allows you to balance work, personal life, and coursework. However, keep in mind some certifications have certain hands-on or seminar requirements, which may take place in-person.
How often do you need to renew an adjuster certification?
Renewal requirements vary by certification. Some require recertification every few years, while others may require credits gained from continuous learning to maintain the certification. It can be helpful to verify these details directly with the certification authority.
Can an adjuster certification increase salary potential?
In some instances, professional certification may lead to increases in pay and promotions. The knowledge and skills gained can make you a valuable asset to your employer, who may reward you with higher pay.
How can I earn adjuster certifications?

Earning an adjuster certification typically involves coursework followed by a comprehensive examination. For example, the Chartered Property Casualty Underwriter (CPCU) certification requires eight courses in subjects like risk management and business law, followed by passing eight exams.
How long does it take to earn an adjuster certification?
Depending on the specific certification requirements and your personal time commitment, it can take anywhere from several months to a few years to complete an adjuster certification.

Can I pursue more than one adjuster certification?
Many professionals seek multiple certifications to broaden their skills and increase their marketability. However, as each certification requires time and effort, it’s important to balance this work with other professional obligations.

In addition to the certifications already mentioned, here are a few more designations that can help you stand out in your career as an adjuster:
Certified Property and Liability Underwriter (CPLU)
The CPLU certification concentrates on liability issues, making it excellent for adjusters involved in home and auto claims. This certification has a strong focus on ethics and fair claims practices.
Registered Workers’ Compensation Specialist (RWCS)
If you work with workers’ compensation cases, the RWCS could be beneficial. It outlines the necessary skills to handle these unique claims while providing a detailed understanding of the laws governing such cases.